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Why Buy Travel Protection

Why Buy Travel Protection

More and more these days we have seen the value of purchasing travel insurance. According to the U.S. Travel Insurance Association, Americans spent nearly $1.6 billion on travel insurance in 2008, reflecting a steady growth in sales of some 13% over the last two years.*

The top three reasons are:

  • Peace of mind
  • Protection against the unexpected
  • Concern over losing the financial investment in a trip

Travel insurance will offer coverage and protection for many things that may occur before and during your trip. Travel insurance is now an essential part of a worry-free vacation for the smart traveler.

Here are the reasons why you should purchase a comprehensive travel protection plan such as Uniworld’s Travel Protection Plan:

SECTION I

TRAVEL ARRANGEMENT PROTECTION PROVIDED BY UNIWORLD**

  1. Trip Cancellation: Reimburses the non-refundable Uniworld cancellation penalties imposed if you must cancel your trip for a covered reason.
  2. "Any Reason" Cancellation Waiver: When you enroll in Uniworld’s Travel Protection Plan, Uniworld will provide you 100% of the Uniworld cancellation penalties in the form of future travel credit certificate if you cancel for any reason that is not reimbursable by the plan in cash provided you cancel more than 48 hours prior to your scheduled departure.
  3. Trip Interruption: If you must leave your vacation unexpectedly due to a covered reason, you will be reimbursed for unused, non-refundable portion of your travel arrangements, plus, the cost of returning home.
  4. Trip Delay: If you miss the departure of your cruise/tour due to carrier-caused delays or other covered reasons, the plan reimburses you for flights to catch up to your vacation.

** For New York state residents, Travel Arrangement Protection is underwritten by Stonebridge Casualty Insurance Company, an AEGON Company, Columbus, Ohio; NAIC # 10952 (all states as otherwise noted) under Policy/Certificate Form series TAHC5000.

SECTION II

TRAVEL INSURANCE BENEFITS UNDERWRITTEN BY STONEBRIDGE CASUALTY INSURANCE COMPANY***

  1. Baggage Protection: If your baggage or personal property is lost, stolen, or damaged during your vacation, the plan will reimburse you for your valuables.
  2. Medical & Dental Expenses: Should you become injured or sick or injured during your vacation, the plan will reimburse you for necessary medical expenses.
  3. Emergency Evacuation/Repatriation: In the event that a covered illness or injury requires air or ground transportation to a specialized facility or to return home, the plan provides covered medical services and supplies arranged and prepaid by On Call International.

***Travel Insurance is underwritten by Stonebridge Casualty Insurance Company, an AEGON Company, Columbus, Ohio; NAIC # 10952 (all states as otherwise noted) under Policy/Certificate Form series TAHC5000. In CA, HI, NE, NH, PA, TN and TX Policy/Certificate Form series TAHC5100 and TAHC5200. In IL, IN, KS, LA, OR, OH, VT, WA and WY Policy Form #’s TAHC5100IPS and TAHC5200IPS. Certain coverages are under series TAHC6000 and TAHC7000.

WORLDWIDE EMERGENCY ASSISTANCE SERVICES PROVIDED BY ON CALL INTERNATIONAL

  1. 24-Hour Worldwide Emergency Assistance: One telephone call gives you access to an On Call International representative who will work with you to solve your medical or travel-related problem.

Note that certain exclusions including, but not limited to: Pre-Existing Conditions, mental/nervous/psychological disorders, normal pregnancy, childbirth, drugs/intoxicants, etc. apply. Please consult the Uniworld Travel Protection Plan for complete details at http://uniworld.com/Before-You-Go/Travel-Protection or call the Uniworld Travel Protection helpline at 1-800-797-2279 with any questions you may have.

* http://www.ustia.org/documents/americans-spending-more-on-travel-insurance.pdf

For more information about Uniworld's Travel Protection Plan, please click here.

Tracking # 22166260